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Let's be honest.  You did not get into debt overnight.  If you have any expectations that you can get out of debt overnight, then you are not ready for the content on this sight.  Getting out of debt "Fast" is a dream. This is a long process that requires you to learn to exercise discipline and restraint.  I've been in your shoes.  It took me years to not only get out of debt, but also ahead of my bills.

You can do this to. If you are tired of living paycheck to paycheck, keep reading.  This is not going to be easy.  I have a friend who told me he was only $50,000 in debt.  Only! He said he is no more in debt than most people. That is no reason to keep yourself in debt.

Trust me, life is so less stressful and so much more enjoyable when you do not owe people money.