So you took the time to send in your mail in rebate. For the last 8 to 12 weeks you’ve been thinking about how you are going to spend that money. It is going to come as a debit card that you can spend any way you like. The excitement builds as the day approaches. You cannot want to feel that cool piece of plastic in your fingers. You dream about sliding that card in the machine and buying something.
So what is the problem with that scenario? The problem is you are thinking about wasting that money. Many companies offer rebates to get you to buy their products. If you are lucky enough to find for a product that you need without strings attached, get it! Many companies offer rebates knowing that you will most likely not send in the rebate. They anticipate increased profits based on laziness. First off, get the rebate. Second, spend it wisely. Spend it as if it is already part of your budget. You received a $50 rebate card and you have a monthly grocery budget of $400, apply the rebate to the grocery budget. Let’s see, $400 budget plus $50 rebate = $400. That is right, merge it into your budget not increase it.
Folks this is free money. Do not blow it on items that you do not need and have not budgeted to purchase. I’ve watched my shipmates in the Navy get thousands of dollars unexpectedly, only to blow it within days on garbage. One person even purchased an expensive SUV, only to not be able to afford the monthly payments. What a waste. Lost everything.
Be smart when free money comes around.
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